:root {
  --blue: #0095ff;
  --blue-deep: #0088e9;
  --blue-dark: #007dd6;
  --blue-light: #bff2ff;
  --ink: #3a3c3e;
  --ink-2: #383a3e;
  --text-title: #56585c;
  --text-body: #5a5e62;
  --text-muted: #54565a;
  --text-dark: #363739;
  --bg: #ffffff;
  --bg-footer: #f0f1f3;
  --bg-news: #eeeff1;
  --bg-dark: #393c42;
  --border: #e8eaed;
  --border-2: #d5d7dc;
  --radius-card: 30px;
  --radius-btn: 10px;
  --radius-pill: 16px;
  --container: 1148px;
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }

.container {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
}

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: saturate(180%) blur(14px);
  -webkit-backdrop-filter: saturate(180%) blur(14px);
  border-bottom: 1px solid var(--border);
}
.nav-wrap {
  display: flex;
  align-items: center;
  height: 80px;
}
.logo img { height: 24px; }
.main-nav {
  display: flex;
  gap: 32px;
  margin-left: 60px;
}
.assist-menu { margin-left: auto; }
.main-nav a {
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  color: #434448;
  letter-spacing: 0.3px;
  transition: color 0.2s;
}
.main-nav a:hover,
.main-nav a.active { color: var(--blue-deep); }

.assist-menu {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-left: auto;
}
.assist-link {
  font-size: 13px;
  font-weight: 600;
  color: #525457;
}
.assist-link:hover { color: var(--blue); }
.assist-sep {
  display: inline-block;
  width: 3px;
  height: 22px;
  background: #4E4E4E;
  transform: rotate(27deg);
  margin: 0 2px;
}
.lang-btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 0 12px;
  height: 31px;
  border: 2px solid var(--border-2);
  border-radius: 9px;
  background: #fff;
  font-size: 13px;
  font-weight: 600;
  color: #000;
  cursor: pointer;
  transition: border-color 0.2s;
}
.lang-btn:hover { border-color: var(--blue); }
.lang-btn .globe {
  width: 16px;
  height: 16px;
  color: #525457;
}
.lang-btn .chev {
  font-size: 10px;
  color: #525457;
  margin-left: 2px;
}

/* Hero */
.hero {
  padding: 100px 0 90px;
  position: relative;
  overflow: hidden;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 40px;
  align-items: center;
}
.hero-text h1 {
  font-family: 'Inter', sans-serif;
  font-size: 47px;
  font-weight: 800;
  line-height: 54px;
  color: var(--ink);
  margin: 0 0 28px;
  max-width: 444px;
  letter-spacing: -0.01em;
}
.hero-text .lead {
  font-size: 15px;
  font-weight: 500;
  line-height: 20px;
  color: var(--text-body);
  max-width: 377px;
  margin: 0 0 40px;
}
.hero-cta {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  height: 53px;
  padding: 0 28px;
  border-radius: var(--radius-btn);
  font-weight: 800;
  font-size: 17px;
  cursor: pointer;
  transition: transform 0.15s, box-shadow 0.2s, background 0.2s, border-color 0.2s;
  border: none;
  white-space: nowrap;
}
.btn-primary {
  background: var(--blue-deep);
  color: #fff;
  min-width: 180px;
}
.btn-primary:hover {
  background: #007dd6;
  transform: translateY(-1px);
  box-shadow: 0 8px 20px rgba(0, 136, 233, 0.3);
}
.btn-primary .arrow { font-size: 18px; }
.btn-outline {
  background: #fff;
  color: var(--blue-dark);
  border: 1.5px solid var(--blue-deep);
  min-width: 236px;
}
.btn-outline:hover {
  background: rgba(0, 136, 233, 0.04);
}
.btn-outline .plus {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 20px;
  height: 20px;
  border: 2px solid var(--blue-deep);
  border-radius: 4px;
  color: var(--blue-deep);
  font-size: 14px;
  font-weight: 700;
  transform: rotate(45deg);
}
.btn-outline .plus span { transform: rotate(-45deg); }
.btn-icon {
  width: 37px;
  height: 29px;
  display: block;
}

.hero-image {
  position: relative;
}
.hero-image img {
  width: 100%;
  border-radius: 24px;
  box-shadow: 0 30px 80px rgba(10, 40, 80, 0.15);
}

/* Section title row */
.section-title-row {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 10px;
  margin-bottom: 34px;
  font-size: 20px;
  font-weight: 600;
  color: var(--text-title);
}
.section-icon { width: 36px; height: 36px; }
.section-icon-sm { width: 26px; height: 26px; }
.section-icon-svg {
  width: 30px;
  height: 30px;
  color: var(--text-title);
  stroke-width: 1.7;
}
.security .section-icon-svg { color: rgba(255, 255, 255, 0.75); }

/* Stats */
.stats { padding: 80px 0; }
.stats-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 32px;
  max-width: 1100px;
  margin: 0 auto;
}
.stat { text-align: center; }
.stat-icon {
  width: 52px;
  height: 52px;
  margin: 0 auto 18px;
  border-radius: 14px;
  background: linear-gradient(135deg, rgba(0, 149, 255, 0.1), rgba(0, 136, 233, 0.18));
  color: var(--blue-deep);
  display: flex;
  align-items: center;
  justify-content: center;
}
.stat-num {
  font-size: clamp(36px, 4vw, 52px);
  font-weight: 900;
  line-height: 1;
  letter-spacing: -0.02em;
  background: linear-gradient(135deg, #0095ff 0%, #0062ff 100%);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  margin-bottom: 12px;
}
.stat-label {
  font-size: 13px;
  font-weight: 600;
  color: var(--text-body);
  line-height: 1.4;
}

/* Scroll reveal */
.reveal {
  opacity: 0;
  transform: translateY(32px);
  transition: opacity 0.8s cubic-bezier(.2,.7,.2,1), transform 0.8s cubic-bezier(.2,.7,.2,1);
  will-change: opacity, transform;
}
.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
}

.section-lead {
  text-align: center;
  max-width: 680px;
  margin: -14px auto 56px;
  color: var(--text-body);
  font-size: 15px;
  line-height: 1.65;
}

/* Components Hub */
.components { padding: 80px 0 100px; }
.hub-diagram {
  position: relative;
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  grid-template-rows: auto auto auto;
  gap: 24px 100px;
  max-width: 1080px;
  margin: 0 auto;
  align-items: center;
}
.hub-lines {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  pointer-events: none;
  z-index: 0;
}
.hub-lines line {
  stroke: rgba(0, 136, 233, 0.18);
  stroke-width: 1.5;
  stroke-dasharray: 4 6;
}
.hub-card {
  position: relative;
  z-index: 1;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 22px 22px 24px;
  box-shadow: 0 8px 24px rgba(10, 20, 40, 0.05);
  transition: transform 0.25s, box-shadow 0.25s, border-color 0.25s;
}
.hub-card:hover {
  transform: translateY(-4px);
  border-color: rgba(0, 136, 233, 0.4);
  box-shadow: 0 16px 36px rgba(0, 136, 233, 0.15);
}
.hub-num {
  display: inline-block;
  font-size: 12px;
  font-weight: 800;
  color: var(--blue-deep);
  background: rgba(0, 136, 233, 0.1);
  padding: 4px 10px;
  border-radius: 999px;
  margin-bottom: 12px;
  letter-spacing: 0.5px;
}
.hub-card h3 {
  font-size: 17px;
  font-weight: 800;
  color: var(--ink);
  margin: 0 0 8px;
}
.hub-card p {
  font-size: 13px;
  color: var(--text-body);
  line-height: 1.55;
  margin: 0;
}
.hub-c1 { grid-column: 1; grid-row: 1; }
.hub-c2 { grid-column: 1; grid-row: 2; }
.hub-c3 { grid-column: 1; grid-row: 3; }
.hub-c4 { grid-column: 3; grid-row: 1; }
.hub-c5 { grid-column: 3; grid-row: 2; }
.hub-c6 { grid-column: 3; grid-row: 3; }
.hub-center {
  grid-column: 2;
  grid-row: 1 / span 3;
  position: relative;
  z-index: 2;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 300px;
}
.hub-ring {
  position: absolute;
  width: 220px;
  height: 220px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(0, 136, 233, 0.12), rgba(0, 136, 233, 0) 70%);
  animation: hub-pulse 3.5s ease-in-out infinite;
}
.hub-inner {
  position: relative;
  width: 180px;
  height: 180px;
  border-radius: 50%;
  background: linear-gradient(135deg, #0095ff, #0088e9);
  box-shadow: 0 20px 50px rgba(0, 136, 233, 0.35);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 10px;
}
.hub-inner img {
  height: 26px;
  filter: brightness(0) invert(1);
}
.hub-core-label {
  font-size: 12px;
  font-weight: 700;
  color: rgba(255, 255, 255, 0.92);
  letter-spacing: 0.5px;
  text-transform: uppercase;
}
@keyframes hub-pulse {
  0%, 100% { transform: scale(1); opacity: 1; }
  50% { transform: scale(1.08); opacity: 0.7; }
}

/* QR Flow */
.qr-flow {
  padding: 80px 0 100px;
  background: #fafbfc;
}
.tabs {
  display: flex;
  gap: 12px;
  justify-content: center;
  margin-bottom: 44px;
  flex-wrap: wrap;
}
.tab-btn {
  background: #fff;
  border: 1.5px solid var(--border);
  border-radius: 16px;
  padding: 18px 28px;
  cursor: pointer;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 4px;
  min-width: 240px;
  transition: all 0.2s;
  font-family: inherit;
}
.tab-btn:hover {
  border-color: rgba(0, 136, 233, 0.5);
  transform: translateY(-2px);
}
.tab-btn.active {
  background: var(--blue-deep);
  border-color: var(--blue-deep);
  box-shadow: 0 10px 24px rgba(0, 136, 233, 0.25);
}
.tab-btn.active .tab-label,
.tab-btn.active .tab-sub { color: #fff; }
.tab-label {
  font-size: 15px;
  font-weight: 800;
  color: var(--ink);
}
.tab-sub {
  font-size: 12px;
  font-weight: 500;
  color: var(--text-body);
}
.tab-panel { display: none; }
.tab-panel.active {
  display: block;
  animation: panel-fade 0.4s ease;
}
@keyframes panel-fade {
  from { opacity: 0; transform: translateY(10px); }
  to { opacity: 1; transform: translateY(0); }
}
.flow-steps {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  max-width: 960px;
  margin: 0 auto;
}
.flow-step {
  display: flex;
  gap: 18px;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 22px 24px;
  transition: transform 0.25s, box-shadow 0.25s;
}
.flow-step:hover {
  transform: translateY(-3px);
  box-shadow: 0 16px 36px rgba(10, 20, 40, 0.08);
}
.step-num {
  flex-shrink: 0;
  width: 38px;
  height: 38px;
  border-radius: 10px;
  background: linear-gradient(135deg, #0095ff, #0088e9);
  color: #fff;
  font-size: 16px;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 6px 16px rgba(0, 136, 233, 0.3);
}
.step-body h4 {
  font-size: 15px;
  font-weight: 800;
  color: var(--ink);
  margin: 0 0 6px;
}
.step-body p {
  font-size: 13.5px;
  color: var(--text-body);
  line-height: 1.55;
  margin: 0;
}

/* Infrastructure */
.infrastructure { padding: 80px 0 100px; }
.infra-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.infra-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 32px 28px;
  transition: transform 0.25s, box-shadow 0.25s, border-color 0.25s;
}
.infra-card:hover {
  transform: translateY(-4px);
  border-color: rgba(0, 136, 233, 0.4);
  box-shadow: 0 16px 36px rgba(0, 136, 233, 0.12);
}
.infra-icon {
  width: 56px;
  height: 56px;
  border-radius: 14px;
  background: linear-gradient(135deg, rgba(0, 149, 255, 0.12), rgba(0, 136, 233, 0.18));
  color: var(--blue-deep);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 22px;
}
.infra-num {
  font-size: 32px;
  font-weight: 900;
  color: var(--ink);
  line-height: 1;
  margin-bottom: 6px;
  letter-spacing: -0.02em;
}
.infra-card h3 {
  font-size: 16px;
  font-weight: 800;
  color: var(--blue-deep);
  margin: 0 0 10px;
}
.infra-card p {
  font-size: 13.5px;
  color: var(--text-body);
  line-height: 1.55;
  margin: 0;
}

/* Security */
.security {
  padding: 80px 0 100px;
  background: #0a1628;
  color: #fff;
  position: relative;
  overflow: hidden;
}
.security::before {
  content: '';
  position: absolute;
  top: -200px;
  left: 50%;
  transform: translateX(-50%);
  width: 900px;
  height: 900px;
  background: radial-gradient(circle, rgba(0, 149, 255, 0.18), transparent 60%);
  pointer-events: none;
}
.security .section-title-row { color: rgba(255, 255, 255, 0.75); position: relative; }
.security .section-title-row .section-icon-sm { filter: invert(1) brightness(2); opacity: 0.8; }
.security .section-lead { color: rgba(255, 255, 255, 0.65); position: relative; }
.security-layers {
  position: relative;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
.layer-card {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.1);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-radius: 22px;
  padding: 32px 28px;
  transition: transform 0.3s, background 0.3s, border-color 0.3s;
}
.layer-card:hover {
  transform: translateY(-6px);
  background: rgba(0, 149, 255, 0.08);
  border-color: rgba(0, 149, 255, 0.45);
}
.layer-card.layer-mid {
  background: rgba(0, 149, 255, 0.1);
  border-color: rgba(0, 149, 255, 0.3);
  transform: translateY(-12px);
}
.layer-card.layer-mid:hover {
  transform: translateY(-18px);
}
.layer-badge {
  display: inline-block;
  font-size: 11px;
  font-weight: 800;
  color: var(--blue-light);
  background: rgba(0, 149, 255, 0.18);
  padding: 5px 12px;
  border-radius: 999px;
  letter-spacing: 0.8px;
  margin-bottom: 18px;
}
.layer-card h3 {
  font-size: 22px;
  font-weight: 800;
  margin: 0 0 10px;
  color: #fff;
}
.layer-desc {
  font-size: 13.5px;
  color: rgba(255, 255, 255, 0.65);
  line-height: 1.55;
  margin: 0 0 22px;
}
.layer-card ul {
  list-style: none;
  padding: 0;
  margin: 0;
}
.layer-card li {
  position: relative;
  padding: 8px 0 8px 22px;
  font-size: 13.5px;
  color: rgba(255, 255, 255, 0.85);
  line-height: 1.5;
}
.layer-card li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 15px;
  width: 12px;
  height: 1px;
  background: var(--blue-light);
}

/* News (legacy — not used) */
.news { padding: 60px 0 40px; }
.news-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
}
.news-card {
  background: var(--bg-news);
  border-radius: var(--radius-card);
  overflow: hidden;
  transition: transform 0.2s, box-shadow 0.2s;
  display: flex;
  flex-direction: column;
  min-height: 420px;
}
.news-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 16px 40px rgba(10, 20, 40, 0.08);
}
.news-img {
  height: 230px;
  background-size: cover;
  background-position: center;
  background-color: #d0d2d6;
}
.news-body {
  padding: 22px 24px 26px;
  display: flex;
  flex-direction: column;
  flex: 1;
  justify-content: space-between;
  gap: 18px;
}
.news-title {
  font-size: 18px;
  font-weight: 700;
  color: var(--ink-2);
  line-height: 1.4;
  margin: 0;
}
.news-date {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: #565961;
  color: #fff;
  font-size: 12px;
  font-weight: 700;
  padding: 5px 14px;
  border-radius: 10px;
  align-self: flex-start;
}

/* Beneficiaries */
.beneficiaries {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
  margin-bottom: 50px;
}
.bene-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 22px;
  padding: 32px 30px;
  transition: transform 0.25s, box-shadow 0.25s, border-color 0.25s;
}
.bene-card:hover {
  transform: translateY(-4px);
  border-color: rgba(0, 136, 233, 0.4);
  box-shadow: 0 20px 40px rgba(0, 136, 233, 0.1);
}
.bene-icon {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: linear-gradient(135deg, rgba(0, 149, 255, 0.12), rgba(0, 136, 233, 0.18));
  color: var(--blue-deep);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 22px;
}
.bene-icon-soyombo img {
  width: 28px;
  height: 28px;
  object-fit: contain;
  filter: brightness(0) saturate(100%) invert(36%) sepia(88%) saturate(2827%) hue-rotate(188deg) brightness(103%) contrast(101%);
}
.bene-card h3 {
  font-size: 20px;
  font-weight: 800;
  color: var(--ink);
  margin: 0 0 6px;
  letter-spacing: -0.01em;
}
.bene-sub {
  font-size: 13px;
  color: var(--text-body);
  margin: 0 0 22px;
  line-height: 1.5;
}
.bene-card ul {
  list-style: none;
  padding: 0;
  margin: 0;
  border-top: 1px solid var(--border);
  padding-top: 18px;
}
.bene-card li {
  position: relative;
  padding: 8px 0 8px 20px;
  font-size: 13.5px;
  color: var(--text-dark);
  line-height: 1.5;
}
.bene-card li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 15px;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--blue-deep);
}

/* Partners */
.partners { padding: 40px 0 80px; }
.partners-card {
  background: var(--bg-dark);
  border-radius: var(--radius-card);
  padding: 56px 64px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
  min-height: 180px;
}
.partner-item {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  flex: 1;
}
.partner-item img {
  max-height: 52px;
  max-width: 100%;
  width: auto;
  height: auto;
  object-fit: contain;
  filter: brightness(0) invert(1);
  opacity: 0.95;
  transition: opacity 0.2s;
}
.partner-item:hover img { opacity: 1; }
.partner-bom img { max-height: 68px; }
.partner-bom span {
  color: #fff;
  font-size: 20px;
  font-weight: 800;
  letter-spacing: 0.6px;
  white-space: nowrap;
}
.partner-socialpay img { max-height: 86px; }

/* Platform info (supplemental) */
.platform-info {
  padding: 80px 0;
  background: #fafbfc;
}
.platform-info h2 {
  font-size: 36px;
  font-weight: 800;
  letter-spacing: -0.01em;
  margin: 0 0 16px;
  text-align: center;
  color: var(--ink);
}
.platform-info .lead {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 48px;
  color: var(--text-body);
  font-size: 15px;
  line-height: 1.6;
}
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.benefit-card {
  background: #fff;
  border-radius: 24px;
  padding: 32px 28px;
  border: 1px solid var(--border);
  transition: transform 0.2s, box-shadow 0.2s;
}
.benefit-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 16px 40px rgba(10, 20, 40, 0.08);
}
.benefit-title {
  font-size: 17px;
  font-weight: 800;
  margin-bottom: 16px;
  color: var(--blue-deep);
}
.benefit-card ul {
  list-style: none;
  padding: 0;
  margin: 0;
}
.benefit-card li {
  font-size: 14px;
  color: var(--text-dark);
  padding: 8px 0 8px 22px;
  position: relative;
  line-height: 1.5;
}
.benefit-card li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--blue-deep);
  font-weight: 700;
}

/* Footer */
.site-footer {
  background: var(--bg-footer);
  padding: 90px 0 50px;
  margin-top: 40px;
}
.footer-grid {
  display: grid;
  grid-template-columns: auto auto 1fr auto;
  gap: 80px;
  margin-bottom: 90px;
  align-items: start;
}
.footer-title {
  font-weight: 800;
  font-size: 14px;
  margin-bottom: 22px;
  color: #000;
  text-transform: capitalize;
  line-height: 1;
}
.footer-col a {
  display: block;
  font-size: 14px;
  font-weight: 500;
  color: var(--text-dark);
  line-height: 25px;
  transition: color 0.15s;
  white-space: nowrap;
}
.footer-col a:hover { color: var(--blue); }
.footer-col p {
  font-size: 14px;
  font-weight: 500;
  color: var(--text-dark);
  margin: 0;
  line-height: 19px;
}
.footer-brand {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 14px;
  justify-self: end;
}
.footer-brand .sep {
  display: inline-block;
  margin-left: 6px;
  width: 3px;
  height: 32px;
  background: #363739;
  transform: rotate(27deg);
}
.footer-logo-wrap {
  display: inline-flex;
  align-items: center;
  background: #fff;
  border: 1px solid var(--border-2);
  border-radius: 9px;
  height: 42px;
  padding: 0 22px;
}
.footer-logo-wrap img { height: 16px; }
.socials {
  display: flex;
  gap: 6px;
  align-items: center;
}
.socials .sep {
  display: inline-block;
  width: 1px;
  height: 26px;
  background: #c5c7cc;
  transform: rotate(27deg);
  margin: 0 6px;
}
.socials a {
  display: inline-flex;
  width: 36px;
  height: 36px;
  align-items: center;
  justify-content: center;
  transition: opacity 0.2s;
}
.socials a:hover { opacity: 0.7; }
.socials a[aria-label="Facebook"] img { width: 26px; height: 26px; }
.socials a[aria-label="Instagram"] img { width: 32px; height: 32px; }

.footer-bottom {
  position: relative;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 0;
  gap: 20px;
}
.footer-bottom::before {
  content: '';
  position: absolute;
  left: 40px;
  right: 40px;
  top: 50%;
  height: 1px;
  background: #d5d7dc;
  z-index: 0;
}
.footer-pill {
  position: relative;
  z-index: 1;
  display: inline-flex;
  align-items: center;
  height: 42px;
  padding: 0 20px;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius-pill);
  font-size: 13px;
  gap: 12px;
}
.footer-pill-left {
  font-weight: 500;
  color: var(--text-dark);
  text-transform: capitalize;
}
.footer-pill-right {
  font-weight: 600;
  color: var(--text-muted);
}
.footer-pill .dot {
  width: 4px;
  height: 4px;
  border-radius: 50%;
  background: #c5c7cc;
  flex-shrink: 0;
}
.footer-pill .ficon {
  color: var(--text-muted);
  flex-shrink: 0;
}

/* Responsive */
@media (max-width: 1024px) {
  .hero { padding: 60px 0; }
  .hero-text h1 { font-size: 38px; line-height: 44px; }
  .stats-grid { grid-template-columns: repeat(3, 1fr); gap: 28px; }
  .news-grid { grid-template-columns: repeat(2, 1fr); }
  .benefits-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: repeat(2, 1fr); }
  .infra-grid { grid-template-columns: repeat(2, 1fr); }
  .beneficiaries { grid-template-columns: 1fr; }
  .security-layers { grid-template-columns: 1fr; }
  .layer-card.layer-mid { transform: none; }
  .layer-card.layer-mid:hover { transform: translateY(-6px); }
  .hub-diagram { gap: 20px 60px; }
  .hub-inner { width: 140px; height: 140px; }
  .hub-ring { width: 170px; height: 170px; }
}
@media (max-width: 720px) {
  .hero-grid { grid-template-columns: 1fr; gap: 40px; }
  .hero-text h1 { font-size: 32px; line-height: 38px; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 30px; }
  .main-nav { display: none; }
  .assist-link { display: none; }
  .news-grid { grid-template-columns: 1fr; }
  .partners-card { flex-direction: column; padding: 30px 20px; }
  .footer-bottom { flex-direction: column; align-items: flex-start; }
  .footer-bottom::before { display: none; }
  .footer-pill { width: 100%; justify-content: flex-start; flex-wrap: wrap; height: auto; padding: 12px 18px; }
  .btn-outline, .btn-primary { min-width: 0; width: 100%; }
  .hub-diagram {
    grid-template-columns: 1fr;
    gap: 16px;
  }
  .hub-lines { display: none; }
  .hub-c1, .hub-c2, .hub-c3, .hub-c4, .hub-c5, .hub-c6 {
    grid-column: 1;
    grid-row: auto;
  }
  .hub-center {
    grid-column: 1;
    grid-row: auto;
    min-height: 200px;
    margin: 20px 0;
  }
  .flow-steps { grid-template-columns: 1fr; }
  .infra-grid { grid-template-columns: 1fr; }
  .tab-btn { min-width: 0; flex: 1; }
}
@media (max-width: 540px) {
  .footer-grid { grid-template-columns: 1fr; }
}

/* =============================================
   Sub-page styles
   ============================================= */

/* Trust strip (home) */
.trust-strip {
  padding: 40px 0 20px;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  background: #fafbfc;
}
.trust-label {
  text-align: center;
  font-size: 12px;
  font-weight: 700;
  color: var(--text-body);
  text-transform: uppercase;
  letter-spacing: 1.2px;
  margin-bottom: 26px;
}
.trust-logos {
  display: flex;
  align-items: center;
  justify-content: space-around;
  gap: 32px;
  flex-wrap: wrap;
}
.trust-logo {
  display: flex;
  align-items: center;
  justify-content: center;
  height: 40px;
  opacity: 0.6;
  transition: opacity 0.25s;
}
.trust-logo:hover { opacity: 1; }
.trust-logo img {
  height: 32px;
  max-width: 140px;
  width: auto;
  object-fit: contain;
  filter: grayscale(100%);
  transition: filter 0.25s;
}
.trust-logo:hover img { filter: grayscale(0); }

/* How it works (home) */
.how-it-works { padding: 80px 0; }
.how-grid {
  display: grid;
  grid-template-columns: 1fr auto 1fr auto 1fr;
  gap: 12px;
  align-items: stretch;
  max-width: 1080px;
  margin: 0 auto 44px;
}
.how-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 22px;
  padding: 32px 28px;
  text-align: center;
  transition: transform 0.25s, box-shadow 0.25s, border-color 0.25s;
}
.how-card:hover {
  transform: translateY(-4px);
  border-color: rgba(0, 136, 233, 0.4);
  box-shadow: 0 20px 40px rgba(0, 136, 233, 0.1);
}
.how-visual {
  width: 80px;
  height: 80px;
  margin: 0 auto 18px;
  border-radius: 22px;
  background: linear-gradient(135deg, rgba(0, 149, 255, 0.1), rgba(0, 136, 233, 0.16));
  color: var(--blue-deep);
  display: flex;
  align-items: center;
  justify-content: center;
}
.how-step {
  font-size: 11px;
  font-weight: 800;
  color: var(--blue-deep);
  text-transform: uppercase;
  letter-spacing: 1.2px;
  margin-bottom: 8px;
}
.how-card h3 {
  font-size: 20px;
  font-weight: 800;
  color: var(--ink);
  margin: 0 0 10px;
  letter-spacing: -0.01em;
}
.how-card p {
  font-size: 14px;
  color: var(--text-body);
  line-height: 1.6;
  margin: 0;
}
.how-arrow {
  font-size: 26px;
  color: rgba(0, 136, 233, 0.4);
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
}
.how-more {
  display: flex;
  justify-content: center;
}

/* Page hero */
.page-hero {
  padding: 90px 0 70px;
  background: linear-gradient(180deg, #fafbfc 0%, #fff 100%);
  border-bottom: 1px solid var(--border);
  text-align: center;
}
.page-hero .container { max-width: 820px; }
.page-hero-eyebrow {
  display: inline-block;
  font-size: 13px;
  font-weight: 700;
  color: var(--blue-deep);
  background: rgba(0, 136, 233, 0.1);
  padding: 6px 16px;
  border-radius: 999px;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  margin-bottom: 22px;
}
.page-hero h1 {
  font-size: clamp(32px, 4vw, 48px);
  font-weight: 800;
  line-height: 1.15;
  letter-spacing: -0.01em;
  margin: 0 0 18px;
  color: var(--ink);
}
.page-hero p {
  font-size: 16px;
  line-height: 1.6;
  color: var(--text-body);
  margin: 0 auto;
  max-width: 680px;
}

/* CTA band */
.cta-band {
  padding: 80px 0;
  background: #fafbfc;
}
.cta-inner-card {
  max-width: 720px;
  margin: 0 auto;
  background: linear-gradient(135deg, #0095ff 0%, #0088e9 100%);
  border-radius: 28px;
  padding: 56px 48px;
  text-align: center;
  color: #fff;
  box-shadow: 0 30px 80px rgba(0, 136, 233, 0.3);
}
.cta-inner-card h2 {
  font-size: clamp(24px, 3vw, 34px);
  font-weight: 800;
  margin: 0 0 14px;
  letter-spacing: -0.01em;
}
.cta-inner-card p {
  font-size: 15px;
  line-height: 1.6;
  opacity: 0.92;
  margin: 0 0 32px;
}
.cta-inner-card .btn-primary {
  background: #fff;
  color: var(--blue-deep);
}
.cta-inner-card .btn-primary:hover {
  background: #f0f7ff;
}
.cta-inner-card .btn-outline {
  background: transparent;
  color: #fff;
  border-color: rgba(255, 255, 255, 0.4);
}
.cta-inner-card .btn-outline:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: #fff;
}
.cta-actions {
  display: flex;
  gap: 12px;
  justify-content: center;
  flex-wrap: wrap;
}

/* Company page */
.company-intro { padding: 80px 0 60px; }
.intro-grid {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 60px;
  align-items: start;
}
.intro-text h2 {
  font-size: 32px;
  font-weight: 800;
  margin: 0 0 20px;
  color: var(--ink);
  letter-spacing: -0.01em;
}
.intro-text p {
  font-size: 15px;
  line-height: 1.7;
  color: var(--text-body);
  margin: 0 0 18px;
}
.intro-text strong { color: var(--blue-deep); font-weight: 700; }

.intro-milestones {
  display: flex;
  flex-direction: column;
  gap: 4px;
  position: relative;
}
.intro-milestones::before {
  content: '';
  position: absolute;
  left: 32px;
  top: 24px;
  bottom: 24px;
  width: 2px;
  background: linear-gradient(180deg, var(--blue-deep), rgba(0, 136, 233, 0.2));
}
.milestone {
  display: flex;
  gap: 20px;
  align-items: flex-start;
  padding: 16px 0;
  position: relative;
}
.milestone-year {
  flex-shrink: 0;
  width: 68px;
  height: 44px;
  border-radius: 12px;
  background: #fff;
  border: 2px solid var(--blue-deep);
  color: var(--blue-deep);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
  font-weight: 800;
  position: relative;
  z-index: 1;
}
.milestone-body h4 {
  font-size: 15px;
  font-weight: 800;
  margin: 0 0 4px;
  color: var(--ink);
}
.milestone-body p {
  font-size: 13px;
  color: var(--text-body);
  margin: 0;
  line-height: 1.5;
}

/* Vision/Mission */
.vision-mission { padding: 60px 0 80px; }
.vm-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}
.vm-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 22px;
  padding: 36px 32px;
  transition: transform 0.25s, box-shadow 0.25s, border-color 0.25s;
}
.vm-card:hover {
  transform: translateY(-4px);
  border-color: rgba(0, 136, 233, 0.4);
  box-shadow: 0 20px 48px rgba(0, 136, 233, 0.12);
}
.vm-icon {
  width: 56px;
  height: 56px;
  border-radius: 14px;
  background: linear-gradient(135deg, rgba(0, 149, 255, 0.12), rgba(0, 136, 233, 0.18));
  color: var(--blue-deep);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 22px;
}
.vm-card h3 {
  font-size: 22px;
  font-weight: 800;
  color: var(--ink);
  margin: 0 0 12px;
  letter-spacing: -0.01em;
}
.vm-card p {
  font-size: 14.5px;
  color: var(--text-body);
  line-height: 1.65;
  margin: 0;
}

/* Values */
.values { padding: 80px 0; background: #fafbfc; }
.values-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
.value-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 22px;
  padding: 36px 30px;
  transition: transform 0.25s, box-shadow 0.25s, border-color 0.25s;
}
.value-card:hover {
  transform: translateY(-4px);
  border-color: rgba(0, 136, 233, 0.4);
  box-shadow: 0 20px 40px rgba(0, 136, 233, 0.1);
}
.value-num {
  font-size: 40px;
  font-weight: 900;
  color: rgba(0, 136, 233, 0.18);
  line-height: 1;
  margin-bottom: 12px;
}
.value-card h3 {
  font-size: 22px;
  font-weight: 800;
  color: var(--blue-deep);
  margin: 0 0 10px;
}
.value-card p {
  font-size: 14px;
  color: var(--text-body);
  line-height: 1.6;
  margin: 0;
}

/* Strategy */
.strategy { padding: 80px 0 100px; }
.strategy-list {
  display: grid;
  gap: 16px;
  max-width: 860px;
  margin: 0 auto;
}
.strategy-item {
  display: flex;
  gap: 22px;
  align-items: flex-start;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 24px 28px;
  transition: transform 0.2s, box-shadow 0.2s, border-color 0.2s;
}
.strategy-item:hover {
  transform: translateX(4px);
  border-color: rgba(0, 136, 233, 0.3);
  box-shadow: 0 12px 30px rgba(0, 136, 233, 0.08);
}
.strategy-num {
  flex-shrink: 0;
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: linear-gradient(135deg, #0095ff, #0088e9);
  color: #fff;
  font-size: 15px;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 6px 14px rgba(0, 136, 233, 0.3);
}
.strategy-body h4 {
  font-size: 16px;
  font-weight: 800;
  color: var(--ink);
  margin: 0 0 6px;
}
.strategy-body p {
  font-size: 13.5px;
  color: var(--text-body);
  line-height: 1.55;
  margin: 0;
}

/* Solution page — concepts */
.concepts { padding: 80px 0 60px; }
.concept-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
.concept-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 22px;
  padding: 32px 28px;
  transition: transform 0.25s, box-shadow 0.25s, border-color 0.25s;
}
.concept-card:hover {
  transform: translateY(-4px);
  border-color: rgba(0, 136, 233, 0.4);
  box-shadow: 0 20px 40px rgba(0, 136, 233, 0.1);
}
.concept-label {
  display: inline-block;
  font-size: 11px;
  font-weight: 700;
  color: var(--blue-deep);
  background: rgba(0, 136, 233, 0.12);
  padding: 4px 10px;
  border-radius: 999px;
  letter-spacing: 0.8px;
  text-transform: uppercase;
  margin-bottom: 14px;
  font-family: 'JetBrains Mono', monospace;
}
.concept-card h3 {
  font-size: 22px;
  font-weight: 800;
  color: var(--ink);
  margin: 0 0 12px;
  letter-spacing: -0.01em;
}
.concept-card p {
  font-size: 14px;
  color: var(--text-body);
  line-height: 1.6;
  margin: 0;
}
.concept-card code,
.api-note code,
.role-card code {
  font-family: 'JetBrains Mono', monospace;
  font-size: 12.5px;
  background: rgba(0, 136, 233, 0.1);
  color: var(--blue-deep);
  padding: 2px 7px;
  border-radius: 5px;
}

/* Solution — roles */
.roles { padding: 60px 0 80px; background: #fafbfc; }
.role-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}
.role-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 24px;
  padding: 36px 32px;
  position: relative;
  transition: transform 0.25s, box-shadow 0.25s, border-color 0.25s;
}
.role-card:hover {
  transform: translateY(-4px);
  border-color: rgba(0, 136, 233, 0.4);
  box-shadow: 0 24px 50px rgba(0, 136, 233, 0.12);
}
.role-eyebrow {
  display: inline-block;
  font-size: 11px;
  font-weight: 700;
  color: #fff;
  background: linear-gradient(135deg, #0095ff, #0088e9);
  padding: 6px 14px;
  border-radius: 999px;
  letter-spacing: 1px;
  text-transform: uppercase;
  margin-bottom: 16px;
  font-family: 'JetBrains Mono', monospace;
}
.role-card h3 {
  font-size: 26px;
  font-weight: 800;
  color: var(--ink);
  margin: 0 0 12px;
  letter-spacing: -0.01em;
}
.role-desc {
  font-size: 14px;
  color: var(--text-body);
  line-height: 1.6;
  margin: 0 0 22px;
}
.role-card ul {
  list-style: none;
  padding: 0;
  margin: 0;
  border-top: 1px solid var(--border);
  padding-top: 18px;
}
.role-card li {
  position: relative;
  padding: 10px 0 10px 24px;
  font-size: 13.5px;
  color: var(--text-dark);
  line-height: 1.5;
}
.role-card li::before {
  content: '→';
  position: absolute;
  left: 0;
  color: var(--blue-deep);
  font-weight: 700;
}
.role-card li strong {
  font-family: 'JetBrains Mono', monospace;
  font-size: 12.5px;
  background: rgba(0, 136, 233, 0.1);
  color: var(--blue-deep);
  padding: 2px 7px;
  border-radius: 5px;
  font-weight: 600;
  margin-right: 4px;
}

/* Solution — API preview */
.api-preview { padding: 80px 0; }
.api-card {
  max-width: 860px;
  margin: 0 auto;
  background: #0a1628;
  border-radius: 22px;
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.08);
  box-shadow: 0 30px 60px rgba(10, 22, 40, 0.25);
}
.api-head {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 18px 24px;
  background: rgba(255, 255, 255, 0.04);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  flex-wrap: wrap;
}
.api-method {
  font-family: 'JetBrains Mono', monospace;
  font-size: 12px;
  font-weight: 800;
  color: #fff;
  background: #22c55e;
  padding: 5px 11px;
  border-radius: 6px;
  letter-spacing: 0.8px;
}
.api-path {
  font-family: 'JetBrains Mono', monospace;
  font-size: 13px;
  color: #cbd5e1;
  flex: 1;
  word-break: break-all;
}
.api-badge {
  font-family: 'JetBrains Mono', monospace;
  font-size: 11px;
  font-weight: 700;
  color: var(--blue-light);
  background: rgba(0, 149, 255, 0.15);
  padding: 5px 11px;
  border-radius: 6px;
  letter-spacing: 0.6px;
}
.api-body {
  padding: 22px 24px;
  display: grid;
  gap: 22px;
}
.api-section-label {
  font-size: 11px;
  font-weight: 700;
  color: rgba(255, 255, 255, 0.5);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 10px;
}
.api-card pre {
  margin: 0;
  padding: 16px 18px;
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid rgba(255, 255, 255, 0.06);
  border-radius: 10px;
  overflow-x: auto;
}
.api-card code {
  font-family: 'JetBrains Mono', monospace;
  font-size: 13px;
  line-height: 1.65;
  color: #e2e8f0;
  background: transparent;
  padding: 0;
}
.api-note {
  max-width: 760px;
  margin: 22px auto 0;
  font-size: 13.5px;
  color: var(--text-body);
  line-height: 1.65;
  text-align: center;
}
.api-note a {
  color: var(--blue-deep);
  font-weight: 700;
}
.api-note a:hover { text-decoration: underline; }

/* Solution — onboarding */
.onboarding { padding: 60px 0 80px; background: #fafbfc; }
.onboarding-steps { max-width: 860px; }
.onboarding-steps code {
  font-family: 'JetBrains Mono', monospace;
  font-size: 12.5px;
  background: rgba(0, 136, 233, 0.1);
  color: var(--blue-deep);
  padding: 2px 7px;
  border-radius: 5px;
}

/* Partners — bank grid */
.banks-grid { padding: 80px 0; }
.bank-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 18px;
  max-width: 1080px;
  margin: 0 auto;
}
.bank-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 24px 18px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 14px;
  min-height: 140px;
  transition: transform 0.2s, box-shadow 0.2s, border-color 0.2s;
}
.bank-card:hover {
  transform: translateY(-3px);
  border-color: rgba(0, 136, 233, 0.3);
  box-shadow: 0 14px 30px rgba(10, 20, 40, 0.08);
}
.bank-card img {
  max-height: 44px;
  max-width: 100%;
  object-fit: contain;
}
.bank-card span {
  font-size: 12px;
  font-weight: 600;
  color: var(--text-dark);
  text-align: center;
  line-height: 1.35;
}

/* Contact */
.contact-grid-section { padding: 80px 0 100px; }
.contact-grid {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 60px;
  align-items: start;
}
.contact-info h2,
.contact-form h2 {
  font-size: 26px;
  font-weight: 800;
  color: var(--ink);
  margin: 0 0 12px;
  letter-spacing: -0.01em;
}
.contact-intro,
.form-intro {
  font-size: 14.5px;
  color: var(--text-body);
  line-height: 1.6;
  margin: 0 0 32px;
}
.contact-items {
  display: flex;
  flex-direction: column;
  gap: 22px;
}
.contact-item {
  display: flex;
  gap: 18px;
  align-items: flex-start;
}
.contact-item-icon {
  flex-shrink: 0;
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: linear-gradient(135deg, rgba(0, 149, 255, 0.12), rgba(0, 136, 233, 0.18));
  color: var(--blue-deep);
  display: flex;
  align-items: center;
  justify-content: center;
}
.contact-item-label {
  font-size: 12px;
  font-weight: 700;
  color: var(--text-body);
  text-transform: uppercase;
  letter-spacing: 0.8px;
  margin-bottom: 4px;
}
.contact-item-value {
  font-size: 15px;
  font-weight: 600;
  color: var(--ink);
  line-height: 1.5;
  display: block;
}
a.contact-item-value:hover { color: var(--blue-deep); }

.contact-form {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 22px;
  padding: 40px 40px 34px;
  box-shadow: 0 20px 60px rgba(10, 20, 40, 0.06);
}
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-bottom: 16px;
}
.contact-form label {
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.contact-form label.full { margin-bottom: 16px; }
.form-label {
  font-size: 12.5px;
  font-weight: 700;
  color: var(--text-dark);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.req { color: #e74c3c; }
.contact-form input,
.contact-form select,
.contact-form textarea {
  font-family: inherit;
  font-size: 14px;
  color: var(--ink);
  background: #fafbfc;
  border: 1.5px solid var(--border);
  border-radius: 10px;
  padding: 12px 14px;
  transition: border-color 0.2s, background 0.2s, box-shadow 0.2s;
  width: 100%;
}
.contact-form input:focus,
.contact-form select:focus,
.contact-form textarea:focus {
  outline: none;
  border-color: var(--blue-deep);
  background: #fff;
  box-shadow: 0 0 0 3px rgba(0, 136, 233, 0.1);
}
.contact-form textarea {
  resize: vertical;
  min-height: 120px;
  font-family: inherit;
}
.form-actions {
  display: flex;
  align-items: center;
  gap: 20px;
  margin-top: 8px;
  flex-wrap: wrap;
}
.form-status {
  font-size: 13.5px;
  margin: 0;
  flex: 1;
}
.form-status.success { color: #22c55e; font-weight: 600; }
.form-status.error { color: #e74c3c; font-weight: 600; }

/* Responsive — sub-pages */
@media (max-width: 1024px) {
  .intro-grid { grid-template-columns: 1fr; gap: 40px; }
  .vm-grid { grid-template-columns: 1fr; }
  .values-grid { grid-template-columns: 1fr; }
  .concept-grid { grid-template-columns: 1fr; }
  .role-grid { grid-template-columns: 1fr; }
  .bank-grid { grid-template-columns: repeat(3, 1fr); }
  .contact-grid { grid-template-columns: 1fr; gap: 40px; }
  .why-grid { grid-template-columns: repeat(2, 1fr); }
  .how-grid { grid-template-columns: 1fr; gap: 20px; }
  .how-arrow { transform: rotate(90deg); }
  .trust-logos { gap: 20px; justify-content: center; }
  .trust-logo { height: 32px; }
  .trust-logo img { max-height: 24px; max-width: 100px; }
}
@media (max-width: 720px) {
  .page-hero { padding: 60px 0 50px; }
  .form-row { grid-template-columns: 1fr; }
  .contact-form { padding: 32px 24px 28px; }
  .bank-grid { grid-template-columns: repeat(2, 1fr); }
  .cta-inner-card { padding: 40px 28px; }
  .strategy-item { flex-direction: column; gap: 14px; }
  .api-head { flex-direction: column; align-items: flex-start; gap: 10px; }
  .why-grid { grid-template-columns: 1fr; }
}

/* 404 Not Found */
.not-found {
  padding: 120px 0 140px;
  text-align: center;
}
.not-found-code {
  font-size: 140px;
  font-weight: 900;
  line-height: 1;
  background: linear-gradient(135deg, #0095ff, #0088e9);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  letter-spacing: -4px;
  margin-bottom: 20px;
}
.not-found h1 {
  font-size: 36px;
  font-weight: 800;
  color: var(--ink);
  margin: 0 0 14px;
}
.not-found p {
  font-size: 16px;
  color: var(--text-body);
  max-width: 520px;
  margin: 0 auto 32px;
  line-height: 1.6;
}
.not-found-actions {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
}

/* Partners — Why ePay */
.why-epay { padding: 20px 0 80px; }
.why-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
}
.why-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 22px;
  padding: 32px 26px;
  transition: transform 0.25s, box-shadow 0.25s, border-color 0.25s;
}
.why-card:hover {
  transform: translateY(-4px);
  border-color: rgba(0, 136, 233, 0.4);
  box-shadow: 0 20px 40px rgba(0, 136, 233, 0.1);
}
.why-num {
  font-size: 36px;
  font-weight: 900;
  color: rgba(0, 136, 233, 0.18);
  line-height: 1;
  margin-bottom: 14px;
}
.why-card h3 {
  font-size: 18px;
  font-weight: 800;
  color: var(--blue-deep);
  margin: 0 0 10px;
}
.why-card p {
  font-size: 14px;
  color: var(--text-body);
  line-height: 1.6;
  margin: 0;
}

/* Partners — Partnership journey */
.partnership-journey { padding: 20px 0 80px; }

/* Partners — FAQ */
.partner-faq { padding: 20px 0 100px; }
.faq-list {
  display: grid;
  gap: 14px;
  max-width: 860px;
  margin: 0 auto;
}
.faq-item {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 0;
  overflow: hidden;
  transition: border-color 0.2s, box-shadow 0.2s;
}
.faq-item[open] {
  border-color: rgba(0, 136, 233, 0.4);
  box-shadow: 0 12px 28px rgba(0, 136, 233, 0.08);
}
.faq-item summary {
  list-style: none;
  cursor: pointer;
  padding: 20px 26px;
  font-size: 16px;
  font-weight: 700;
  color: var(--ink);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: '+';
  font-size: 24px;
  font-weight: 400;
  color: var(--blue-deep);
  flex-shrink: 0;
  transition: transform 0.2s;
}
.faq-item[open] summary::after {
  content: '−';
}
.faq-body {
  padding: 0 26px 22px;
}
.faq-body p {
  margin: 0;
  font-size: 14px;
  line-height: 1.65;
  color: var(--text-body);
}